By now everyone knows the toll that distracted driving can take on our roadways. We have seen and heard stories in the media about how easily avoided fatalities have occurred when some drivers have decided that using their mobile devices was more important than remaining attentive to the rules of the road. We have also all heard about how state and national legislators are struggling to find solutions for distracted driving. But one of the other ways distracted driving is beginning to take its toll on drivers is through their auto insurance rates. According to a recent Wall Street Journal article, auto insurance companies have recently used distracted driving to justify a premium increase of 6.5% and 11% and future increase of 8%.
Insurance companies further justify these rise in rates by statistics that show that Millennials are more prone to:
- Lie about distracted driving when applying for insurance
- Weaving and crashing
- Use mobile devices while driving.
Insurance provider Traveler’s Insurance has even calculated that driving while texting makes drivers 24X more likely to get into a car crash. Far behind this activity is reaching for an object, reading, grooming and eating. This is why it is important to know that although young people – between 18-34 – are more likely to drive while distracted, it impacts us all. And while others seek to remedy this solution through legislation and education – both of which have their place in reducing this problem – we at IPCGPS seek to meet this challenge head on using our technology. Our DriveScreen technology, for example, gives users control over their environment and cuts down on distracted driving by hiding, blocking and launching any application while the driver is at rest or in motion. In fact, we are so confident in the effectiveness of our products that we offer a free trial to our customers. We make a productive contribution to the problem of distracted driving.
According to a report by the National Highway Traffic Safety Administration (NHTSA), 10% of drivers ages 15 to 19 who are involved in fatal crashes were distracted behind the wheel. IPCGPS’ solution to the problem are our, GPS routing, tracking, port sharing, and GPS development tools. These are distracted driving solutions that our clients rely on to protect their fleets and improve the safety of our roadways.